:root{--navy:#0e2a47;--navy2:#143a63;--orange:#f26a1b;--orange2:#d95a10;--ink:#1b2430;--mut:#5b6675;--bg:#f5f7fa;--card:#fff;--line:#e3e8ef;--wa:#1faa59}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%;height:auto;display:block}a{color:inherit}
.w{max-width:1120px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(1.9rem,5vw,3.1rem)}h2{font-size:clamp(1.5rem,3.6vw,2.2rem)}h3{font-size:1.15rem}
.btn{display:inline-flex;align-items:center;gap:.5em;background:var(--wa);color:#fff;text-decoration:none;font-weight:700;padding:.9em 1.4em;border-radius:10px;border:0;cursor:pointer;font-size:1rem}
.btn:hover{filter:brightness(.93)}.btn.o{background:var(--orange)}.btn.g{background:transparent;border:2px solid #fff}
.top{background:var(--navy);color:#cfe0f2;font-size:.9rem}.top .w{display:flex;justify-content:space-between;gap:12px;padding:8px 20px;flex-wrap:wrap}
.top a{text-decoration:none;font-weight:600;color:#fff}
header.nav{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
header.nav .w{display:flex;align-items:center;justify-content:space-between;height:68px}
header.nav img{height:48px;width:auto}
nav a{margin-left:20px;text-decoration:none;font-weight:600;color:var(--navy);font-size:.95rem}
nav a:hover{color:var(--orange)}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:64px 0 72px}
.hero h1{color:#fff}.hero p{font-size:1.15rem;color:#d7e4f3;max-width:640px}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.trust{display:flex;gap:10px 22px;flex-wrap:wrap;margin-top:28px;font-size:.95rem;color:#fff}
.trust span::before{content:"✓ ";color:#ffb27d;font-weight:800}
section{padding:64px 0}.alt{background:var(--bg)}
.lead{color:var(--mut);max-width:720px;margin-bottom:28px}
.grid{display:grid;gap:20px}.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.g4{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;overflow:hidden}
.card .b{padding:20px}.card img{aspect-ratio:16/10;object-fit:cover;width:100%}
.card p{color:var(--mut);margin:.3em 0 1em}
.risk{border-left:5px solid var(--orange);background:#fff;padding:16px 20px;border-radius:10px;margin-bottom:12px;border:1px solid var(--line);border-left:5px solid var(--orange)}
.steps{counter-reset:s;display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;position:relative}
.step::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--orange);color:#fff;font-weight:800;margin-bottom:10px}
.logos{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:14px}
.logos img{background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px;aspect-ratio:1/1;object-fit:contain}
.case{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.case .card .b ul{list-style:none;padding:0;margin:.4em 0 0;color:var(--navy);font-weight:600;font-size:.92rem}
.case .card .b li::before{content:"✓ ";color:var(--orange)}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:10px}
summary{cursor:pointer;font-weight:700;color:var(--navy)}details p{margin:.6em 0 0;color:var(--mut)}
.form{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;display:grid;gap:14px}
.form label{font-weight:600;font-size:.92rem;color:var(--navy);display:grid;gap:6px}
.form input,.form select,.form textarea{font:inherit;padding:.75em .9em;border:1px solid #c9d2de;border-radius:10px;width:100%}
.two{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.band{background:var(--orange);color:#fff;text-align:center;padding:48px 0}.band h2{color:#fff}
.band .btn{background:#fff;color:var(--orange2)}
footer{background:var(--navy);color:#b9cbe0;padding:44px 0 90px;font-size:.93rem}
footer h4{color:#fff;margin:0 0 .6em}footer ul{list-style:none;padding:0;margin:0}footer li{margin:.3em 0}footer a{text-decoration:none}footer a:hover{color:#fff}
.fgrid{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.fab{position:fixed;right:16px;bottom:16px;z-index:30;box-shadow:0 8px 24px rgba(0,0,0,.28);border-radius:999px}
@media(max-width:720px){nav{display:none}section{padding:46px 0}.hero{padding:44px 0 52px}}
.crumb{font-size:.9rem;color:#9fb6d0;margin-bottom:10px}.crumb a{text-decoration:none}
ul.ck{padding-left:1.1em}ul.ck li{margin:.4em 0}